Building Strength, Creating legacy

At Pacific Community Fund, we don’t just provide loans—we redefine what community lending can be. As a nationally recognized Community Development Financial Institution (CDFI), we offer more than access to capital. We deliver flexible, affordable, and strategic financing solutions that empower entrepreneurs, strengthen small businesses, and transform communities.

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Pacific Community Fund​

Where traditional community lending programs stop, PCF goes further—bringing an unmatched level of expertise, innovation, and long-term partnership to every borrower. Our financing is designed not only to meet immediate needs like working capital, equipment, or expansion, but also to build lasting financial resilience, credit strength, and generational impact.

Pacific Community Fund (PCF) formerly known as National Asian American Coalition (NAAC) is a US Dept. of Treasury Certified Community Development Financial Institution (CDFI). As an approved SBA Microloan Intermediary Lender and IBank-guaranteed lender, NAAC CDFI is a resource by qualified small businesses & non-traditional borrowers for access to capital and other financing options in underserved communities.

New SDL Products

New Small Dollar Loan Products: Available Now

Pacific Community Fund is excited to announce the launch of three new Small Dollar Loan (SDL) products for new or existing borrowers. See the new SDL products site for more details

  • Entrepreneur – Is for existing PCF small business loan borrowers who are seeking up to $2,500 for immediate needs and can meet the pre-qualifying loan criteria. Qualified borrowers will receive the Entrepreneur SDL with a 5% fixed interest rate and APR and no additional fees. Existing borrowers should contact Customer Service at (650) 952-0522 to learn more.

 

  • Partners – makes up to $2,500 with a 5% fixed interest rate and APR, and no additional fees, available to the members, clients, or constituents of partner organizations that are seeking a safe and reliable alternative to predatory payday lenders. If you are interested in becoming a partner, please contact Director of Operations Maria Bojorquez-Gomez at bg@pacific-fund.org.

 

  • Springboard – makes up to $1,500 with a 5% fixed interest rate and APR, and no additional fees, available to qualified applicants anywhere in California. Springboard is a great way to settle high-interest-rate debts fast. Offer expires December 31, 2025.

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Our Services

Empowering Local Communities

We are committed to empowering individuals and businesses in our local communities through tailored financial guidance and resources. Our services include:

Personal Finance: Personal Loans, Expert advice on budgeting, saving, and managing debt to achieve your financial goals.

Small Business Support: Guidance for entrepreneurs, including business planning, funding options, and operational strategies.

Homeownership Assistance: Resources and advice to help you navigate the path to owning your dream home, from mortgage readiness to down payment assistance.

Community Resources: Access to programs and tools designed to uplift and strengthen our neighborhoods.

Disaster Relief :When disaster strikes, we’re here to help. Our Disaster Relief Loan Programs provide financial support to individuals, families, and businesses affected by declared disasters, including wildfires in Los Angeles County. With low-interest loans and flexible terms, we’re committed to helping our community recover and rebuild.

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Our Success Stories

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- California Financial Partners -

To continually support lending solutions for underserved communities.

Pacific Community Fund is a US Department of Treasury Certified Community Development Financial Institution (CDFI) with a mission to provide low-income borrowers with access to essential financial services, affordable credit, and investment capital who have historically been excluded from traditional banking services.

Non-Discrimination Policy

 

Pacific Community Fund is committed to providing fair and equal access to financial services for all individuals and communities in compliance with Title VI CDFI Funding requirements and the FDIC Fair Lending Act. We adhere to the principles outlined in the Equal Credit Opportunity Act (15 USC 1691), as well as other applicable anti-discrimination laws, which prohibit discrimination in offering credit based on specific characteristics such as race, color, religion, national origin, sex, marital status, age, or source of income. We do not discriminate in any aspect of our lending practices, including but not limited to loan application, approval, terms, or conditions. Our commitment to fair lending extends to all customers and prospective customers, regardless of background or circumstances. If you believe you have been subjected to discrimination in any form during your interaction with Pacific Community Fund, we encourage you to contact us immediately so that we can address your concerns promptly and appropriately.