Course 1: Financial Foundations 101
Course 2: Credit & Borrowing Essentials
Course 3: Pathway to Financial Independence
Duration: 4 Weeks
Audience: Individuals new to personal finance
Goal: Build a strong financial foundation and confidence in money management
Week 1: Understanding Your Money
Income vs. Expenses
Creating a simple budget
Week 2: Smart Spending
Needs vs. Wants
How to avoid impulse purchases
Week 3: Saving for the Future
Emergency funds
Setting short- and long-term goals
Week 4: Credit Basics
What credit is and why it matters
How to build and maintain good credit
Outcome: Participants will create their first personal budget and a savings plan.
Duration: 3 Weeks
Audience: Borrowers, credit-builders, and small business owners
Goal: Learn how credit works and how to use it responsibly
Week 1: Credit Reports & Scores
How to read your credit report
Factors that impact your score
Week 2: Borrowing Wisely
Understanding interest rates and loan terms
The power of timely payments
Week 3: Repairing & Rebuilding Credit
Strategies for improving credit health
Avoiding common credit traps
Outcome: Participants will understand their credit profile and develop an action plan to strengthen it.
Duration: 5 Weeks
Audience: Individuals ready to advance their financial journey
Goal: Empower participants to create lasting financial stability
Week 1: Financial Goal Setting
Vision mapping and milestones
Week 2: Building Wealth
Introduction to saving, investing, and compound growth
Week 3: Debt Management
Reducing high-interest debt strategically
Week 4: Protecting Your Finances
Insurance basics and emergency planning
Week 5: Financial Tools & Resources
Leveraging CDFI programs and community lending
Outcome: Participants will walk away with a personalized financial roadmap.
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