SMALL BUSINESS LENDING

Guiding Financial Journey To Elevating Your Business

Speak with a Pacific Fund Business Specialist about the variety of financing options we offer that are tailored to small businesses.

Lending Solutions for Every Business Need

Whether you want to expand operations, buy commercial real estate or fund expenses like payroll, Pacific has the flexible loan choices you're looking for.

Business Installment Loans

BEST FOR
Financing long-term needs, such as buying equipment or vehicles, with the ease of fixed monthly payments.
 
LOAN DETAILS
 
Amounts from $10,000 to $5,000,000
 
Terms of up to 7 years
 
Competitive fixed interest rates

Business Lines of Credit

BEST FOR
Drawing from a line of credit as needed to conveniently access cash for ongoing or unexpected expenses.
 
LOAN DETAILS
 
Amounts from $10,000 to $5,000,000
 
Continuously available, revolving lines of credit
 
Variable interest rates

Commercial Mortgages

BEST FOR
Purchasing or renovating a facility your business will occupy, or restructuring an existing mortgage with an improved term or rate.
 
LOAN DETAILS
 
Amounts from $250,000 to $10,000,000
 
Terms of 5 – 20 years, with amortization up to 25 years
 
Competitive fixed and variable interest rates

Business Installment Loans

BEST FOR
Financing long-term needs, such as buying equipment or vehicles, with the ease of fixed monthly payments.
 
LOAN DETAILS
 
Amounts from $10,000 to $5,000,000
 
Terms of up to 7 years
 
Competitive fixed interest rates

Business Lines of Credit

BEST FOR
Drawing from a line of credit as needed to conveniently access cash for ongoing or unexpected expenses.
 
LOAN DETAILS
 
Amounts from $10,000 to $5,000,000
 
Continuously available, revolving lines of credit
 
Variable interest rates

Commercial Mortgages

BEST FOR
Purchasing or renovating a facility your business will occupy, or restructuring an existing mortgage with an improved term or rate.
 
LOAN DETAILS
 
Amounts from $250,000 to $10,000,000
 
Terms of 5 – 20 years, with amortization up to 25 years
 
Competitive fixed and variable interest rates

Business Loans & Lines of Credit

What are the differences between loans and lines of credit?

BUSINESS LOANS

Borrow a fixed amount all at once Ideal for long-term investments, such as buying equipment or other fixed assets that may take several years to pay off.

BUSINESS LINES OF CREDIT

Use your funds when you need them Cover daily and other ongoing expenses with a line of credit that offers the flexibility to repay and reuse funds up to your available credit amount.

Expertise in Virtual Consultant

Get opportunity to gain technological skills that improve the innovation funnel with new tips & tricks.

BUSINESS LOANS

Predictable monthly repayment amount Borrow a lump sum of money that you’ll receive all at once, and pay it back over a specific time period.

BUSINESS LINES OF CREDIT

Payments vary based on what you use Make repayments based on how much money you use. As you make payments, you can reuse your credit line as needed.

BUSINESS LOANS

Fixed interest rate With a fixed-rate business installment loan, your interest rate will remain the same for the loan term.

BUSINESS LOANS

Borrow a fixed amount all at once Ideal for long-term investments, such as buying equipment or other fixed assets that may take several years to pay off.

BUSINESS LINES OF CREDIT

Use your funds when you need them Cover daily and other ongoing expenses with a line of credit that offers the flexibility to repay and reuse funds up to your available credit amount.

Expertise in Virtual Consultant

Get opportunity to gain technological skills that improve the innovation funnel with new tips & tricks.

Partner with Us to Grow Your Business

Take the next step toward success with tailored financial solutions. Whether you’re seeking capital for expansion, support for global trade, or everyday banking services, Pacific Community Fund is here to empower your business.