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Business Loans

Speak with a Pacific Fund Business Specialist about the variety of financing options we offer that are tailored to small businesses.

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Compare Different Loans
Business Installment Loans
Business Lines of Credit
Commercial Mortgages
Best For
Financing long-term needs, such as buying equipment or vehicles, with the ease of fixed monthly payments.
Drawing from a line of credit as needed to conveniently access cash for ongoing or unexpected expenses.
Purchasing or renovating a facility your business will occupy, or restructuring an existing mortgage with an improved term or rate.
Loan Amounts
$10,000 to $5,000,000
$10,000 to $5,000,000
$250,000 to $10,000,000
Funding Time
Terms of up to 7 years
Continuously available, revolving lines of credit
Terms of 5 – 20 years, with amortization up to 25 years

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Business Loans: What you need to know?

When it comes to small business financing, SBA loans are among the most popular and trusted options available. Most often, these loans are issued by traditional lenders but backed by the U.S. Small Business Administration. Since the SBA guarantees a portion of the loan, these loans can usually offer lower interest rates and longer repayment terms than many other types of funding. Whether you’re looking to purchase real estate, invest in equipment or simply boost your working capital, understanding how SBA loans work is the first step toward securing the right financing for your business.

What are some examples of quick business loan options?
With a secured loan, the borrower pledges collateral, such as property or liquid assets, in exchange for the loan. If the borrower defaults, the lender can take possession of the collateral to recoup losses on the loan. Unsecured loans don’t require collateral. This increases the risk to the lender, so interest rates for unsecured loans are typically higher than those for secured loans. To provide flexibility, OnDeck’s term loan is secured with a general lien on business assets. This can help healthy businesses secure a small business loan, even if they don’t have specific collateral to offer. OnDeck’s line of credit is unsecured.
With a secured loan, the borrower pledges collateral, such as property or liquid assets, in exchange for the loan. If the borrower defaults, the lender can take possession of the collateral to recoup losses on the loan. Unsecured loans don’t require collateral. This increases the risk to the lender, so interest rates for unsecured loans are typically higher than those for secured loans. To provide flexibility, OnDeck’s term loan is secured with a general lien on business assets. This can help healthy businesses secure a small business loan, even if they don’t have specific collateral to offer. OnDeck’s line of credit is unsecured.
With a secured loan, the borrower pledges collateral, such as property or liquid assets, in exchange for the loan. If the borrower defaults, the lender can take possession of the collateral to recoup losses on the loan. Unsecured loans don’t require collateral. This increases the risk to the lender, so interest rates for unsecured loans are typically higher than those for secured loans. To provide flexibility, OnDeck’s term loan is secured with a general lien on business assets. This can help healthy businesses secure a small business loan, even if they don’t have specific collateral to offer. OnDeck’s line of credit is unsecured.